The ORA works to negotiate valuable discounts, programs and services on behalf of our members, always keeping in mind the health of your bottom line. Leveraging your ORA membership with our partners representing every facet of running a restaurant has the potential to present savings that could cover the cost of annual membership dues.

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Card and Payroll Processing
Heartland
TJ Kerr, Regional Vice President, Bank Card Processing - (405) 474-5965
Justin Evans, HR/Payroll Processing Division Manager - (405) 615-2995

The partnership between the ORA and Heartland Payment Systems continues to prosper. Added to the ORA's endorsed Heartland products in 2002 was a payroll processing program. The two programs together have serviced over 300 ORA members who have taken advantage of the processing discounts and quality service. These statewide programs are supported by five Relationship Managers. Benefits of utilizing Heartland Payment Systems as your bankcard processor include: 

• Program discounted rates and transaction fees for VISA/MasterCard
• Additional rate reductions for multi-unit operators
• Local Relationship Manager to respond quickly to quotes, issues and questions
• Pass through cost of all mid- and non-qualified transactions, which include manually entered transactions, corporate cards or foreign visas
• No application, reprogramming, annual or hidden fees
• In addition to the payroll processing program, ORA members have the benefit of the Heartland PayDay employee payroll card. The card is primarily targeted to employees that do not have a current banking relationship, and employers reduce expenses by offering it because it eliminates check issuing and handling costs along with lowering the risk of check fraud.

Heartland delivers fast, secure omnichannel payment processing and business solutions to more than 400,000 business locations nationwide. Product offerings include payments, payroll, point of sale, customer engagement and lending. Heartland pioneered the Merchant Bill of Rights, a public advocacy initiative to educate merchants about fair payment processing practices. Heartland Payment Systems is a Global Payments company (NYSE: GPN). heartland.us

                                  

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Workers' Compensation Insurance
Midlands Management Corporation
Patricia Songer
405-840-0074
psonger@midman.com

This program was designed for members of the Oklahoma Restaurant Association to utilize the insurance agent of your choice, while providing loss prevention and superior claims services. Midlands, founded in 1990, is a specialist in workers’ compensation, and meets the needs of many organizations that require workers’ compensation coverage and services.

Program Highlights:

• Competitive Rates
• Risk Evaluation
• Flexible Payment Plans
• Risk Management
• Ability to Write Multi-State Risks
• Program Evaluation
• New Ventures Accepted
• Safety Training
• A.M. Best Rated “A-’” or Higher
• ORA Safety Seminars
• Nurse Case Management
• Free Monthly Web Based Training
• Serious About Your Success!

Every day, our employees demonstrate our company values:  Passion, Professionalism, Accountability, Teamwork & Execution.

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Third Party Natural Gas
Clearwater Enterprises
Regina Fort - (405) 842-9200 ext. 201
rfort@clearwaterenterprises.net

Clearwater Enterprises, LLC and the Oklahoma Restaurant Association are excited about their partnership to provide third-party natural gas to association members. With over 1,000 satisfied customers in Oklahoma, Clearwater is thrilled about the prospect of becoming your supplier of choice. In addition to the dramatically discounted pricing, which has been negotiated for ORA members, this new natural gas purchasing program offers:

• Clearwater pricing is better than other providers in the market, because Clearwater controls their own gas supply; 
• No minimum purchase per month; 
• 1,000 dekatherms per year minimum requirement to qualify; 
• No nomination by the customer is required; 
• No monthly service charge; and 
• As our endorsed program grows, further savings is available. 
• In addition to these benefits, our new member-only program offers several pricing options to meet your company's needs: ONG Index, NYMEX, or fixed price.

If you are interested in third-party natural gas, ONG has a 30-day waiting period to become a transport customer. So if you enroll in the program before the end of the month, you will start transport after the 30 days.

Together, Clearwater Enterprises and the Oklahoma Restaurant Association look forward to providing members with this exciting discounted program.

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Property and Casualty Insurance and Group Health Insurance
McGregor Insurance Group
Heather McGregor - (877) 392-0577
heather@mig-ok.com

McGregor Insurance Group was founded in 2008 by longtime ORA supporters Heather and Travis McGregor for the purpose of providing quality, affordable insurance solutions to the Hospitality Industry.  MIG is proud to be the only agency endorsed by the Oklahoma Restaurant Association for Property & Casualty Insurance, as well as Group Health Insurance.  

Unique P&C insurance program highlights include:

• Commercial Property, General Liability, Liquor Liability
• Fine dining, fast food, and delivery operations accepted
• Obtain quotes from at least 3 different insurance companies with 1 phone call 
• Mixed Beverage Bonds (Liquor Bonds) generally $100 per year
• Local service - 24 hours a day, 7 days a week
• Free claims and audit assistance
• 20% average savings for ORA members

Unique group health insurance program highlights include:

• Exclusive discounted rates with a minimum of only 2 employees and/or owners enrolled.
• No individual medical underwriting for groups with 5 or more full-time employees.
• Management carve-outs available.
• Insure Oklahoma (O-Epic) Premium Subsidy eligible plans.
• No prior insurance required with “no pre-existing condition exclusions” plans available.
• COBRA and HIPAA Compliance assistance at no charge for enrolled members.
• Claims and appeals assistance to enrolled owners and employees at no charge. 

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